We’re happy to help you understand and use your dental insurance benefits. Our front desk team will verify eligibility, provide estimates, and submit claims on your behalf so you can focus on your oral health.
Plans We Accept
- Private Dental Insurance (most PPO plans)
- Medicare Advantage plans with dental benefits
- Medicaid
- Health Savings Accounts (HSA)
- Flexible Spending Accounts (FSA)
Note: Coverage varies by plan. We’ll review your benefits and provide a cost estimate before treatment whenever possible.
Full List of Accepted Carriers
A
- Aetna
- Aflac
- AIG
- Allied Benefit Systems
- American General Life
- Ameritas
- Anthem Dental
- Anthem Blue Cross
- ASRM
- Assurance
- Assurant
- Avesis
- AXA Employee Benefits
B
- BAS
- Blue Cross Blue Shield (BCBS) PPO
- BCBS Community Health
- BCBS Federal Employee Program
- Blue Dental
- Beam Plus Network
- Beer Industry Local 703
- Benefit Administrators
- Benefit Management Group
- Best Life
- Blue Care 1500
C
- Careington
- Century Health
- Chesapeake Life
- Christian Brothers Services
- Cigna
- Cigna Better Health
- Colonial Life
- Compbenefits
- Community Care
- County Care
- Core Solutions
- Custom Design Benefits
D
- Dearborn National
- Delta Dental (All Networks)
- Dental Blue
- Denta Trust
- DentaQuest
- Dental Network of America (DNoA)
- Dentamax
E
- Elite Administrators
- EMI
- Envolve Dental
F
- Family Health Network
- Fed Blue
- FFMH Core Source
- Freedom Life
G
- Guardian
- GEHA
- Group Administrators
H
- Harmony Health Care
- Humana PPO
I
- ICMDA
- IlliniCare
J
- JFP Benefit Management
K
- Kansas City Life Insurance
L
- Liberty Dental
- Lincoln Dental
- Lincoln Financial Group
- Line Co
M
- MBA
- Meridian Health
- Meritain Health
- MetLife PPO
- Midwest Operating Local 150
- Mutual Medical
N
- National Brotherhood Local 9
- National General
- NECA
P
- Pipefitters Local 597
- Preferred One Administrators
- Premier Dental Services
- Principal Dental PPO
- Professional Benefit Administrators
- Prudential
R
- Railroad Maintenance
- Reliance
- Renaissance
- Roofers Welfare Fund
S
- Security Life
- Sisco
- Standard Health Care
- Sun Life
T
- Team Care Dental
- Tuckpointers Local 52
- TRICARE
U
- UFCW
- Union Local 52
- Union Local 701
- Union Local 710
- UnitedHealthcare
- UMR
- Unicare
- United Concordia
- UNUM
V
- Voluntary Benefit Plan
W
- WDS
- Wellcare
- Wells Fargo Dental
- Will County Local 174
How Coverage Works
- Preventive care (exams, cleanings, X‑rays) is often covered at a higher percentage when completed at recommended intervals.
- Basic and major services (fillings, crowns, root canals) may have deductibles, annual maximums, or waiting periods.
- Orthodontic benefits vary widely and may have age limits or lifetime maximums.
- Medicare Advantage dental coverage is plan-specific; Original Medicare generally doesn’t cover routine dental care.
In‑Network vs. Out‑of‑Network
We work with many PPO plans and also accept out‑of‑network benefits. If we’re out of network with your plan, you can still be treated here and may receive reimbursement based on your plan’s out‑of‑network schedule. We’ll help with claim submission either way.
What to Bring to Your Visit
- Your dental insurance card and a photo ID
- HSA/FSA card (if you plan to use these funds)
- Any required referral or prior authorization documents
Financial Options
If your plan doesn’t cover a service—or if you don’t have insurance—we offer flexible payment options and third‑party financing.
- Payment & Financing Options
- CareCredit® financing available for qualified patients
Our Commitment to Transparent Estimates
We’ll provide a personalized treatment estimate based on your plan details, including deductibles, co‑pays, and remaining annual maximums. Final balances may differ from estimates depending on your insurer’s processing and plan rules.
New here? Visit our New Patients page to see what to expect at your first visit.
